Medicare
Making Sense of Medicare Coverage in Mid-South
Rainey Insurance Advisors LLC is the firm seniors and caregivers trust throughout the Mid-South and the surrounding communities for Medicare insurance solutions. Our skilled and experienced team understands the challenges of these complex insurance options. We’ll take the time to explain your available benefits and what they mean for you, so you can make the right decision about your health. Learn more about Medicare and the importance of partnering with us, then contact us to get started.
We Make Medicare Simple
Navigating the complexities, including out-of-pocket expenses, coverage types, and the benefits of Medicare, can be overwhelming. It’s crucial you work with a skilled and knowledgeable insurance team to allow you to maximize your Medicare benefits. We take the time to understand your unique situation and provide personalized guidance. Our agents will simplify the process by providing clarity and answering any questions you may have about Medicare or our other insurance services. When you choose us, we’ll provide ongoing support as your needs change so you’re always getting the best coverage.
Understanding Medicare
Medicare is a federal insurance program primarily designed for individuals over 65. However, certain younger people with disabilities and those with End-State Renal Disease (ESRD) may also qualify. While eligibility begins at 65, those who are 64 should take the time to understand available options to receive their insurance benefits as soon as possible. Learn more about the different aspects of Medicare, including:
- Part A – Part A is often referred to as hospital coverage because it covers hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Part B – Part B typically requires a monthly premium based on income to provide outpatient care, medical supplies, and preventative services.
- Part C – Part C, or Medicare Advantage, offers plans provided by private insurance companies approved by Medicare.
- Part D – Part D provides prescription drug coverage for medications.
Hassle-Free Medicare Coverage
Medicare provides health insurance access for the community’s most vulnerable. At Rainey Insurance Advisors LLC, we work with seniors, caregivers, and their families to ensure they can spend their golden years making memories instead of sorting through complex insurance. If you or a loved one is 64 years of age or older, speak to our team to get started. Medicare provides you with the peace of mind that you have access to quality healthcare when you need it most. Contact us today for a consultation.